Debt consolidation loans are excellent financial tools for homeowners who want to use the equity in their home to consolidate all of their high interest rate loans into one low monthly payment.

For example, the interest charged for student loans, credit card debt and car loans are classified as consumer interest. Consumer interest is often compounded daily and many customers will never pay these loans off. Consumer interest also cannot be used to reduce your state and federal income tax liabilities.

Mortgage interest, on the other hand, is usually simple interest and is generally tax deductible. US equity mortgage offers several options and in some cases can even loan up to ***125% of the value of your home to be used for debt consolidation, *HOME IMPROVEMENT, or even cash for a vacation. US Equity can do both first and second mortgages, **Home Equity Lines of Credit (HELOC’s) and interest only loans. Apply today to find out exactly what options are available to fit your needs.

*Home Improvement Loan
Need improvements on your home? U.S. Equity can provide you with a loan that will allow you to make those long awaited add-ons that you've been dreaming of for years.

**HELOC
Home Equity Line of Credit by definition is essentially a line of credit secured by a second mortgage on a property. Payments on HELOC’s are interest only payments and interest is compounded daily.

***125%
125%: a loan that actually exceeds the value of the borrower’s home by 25%, most likely will contain a higher rate due to the related risk involved for the lender and may not be 100% tax deductible. Consult a tax professional to determine if you qualify.

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